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Lending Team|Personalized Mortgage Experience
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Buying Your First Home
Understand the whole arc of a first purchase before you start touring homes.
In this path
- 01What is the actual first step to buying a home?A full pre-approval, not a house tour. Everything after it is easier when you already know your number.5 min read
- 02How much cash do I actually need at closing?Down payment plus closing costs plus prepaid escrow, minus any credits, plus a reserve you keep untouched.6 min read
- 03What is earnest money and can I lose it?It is a good faith deposit held in escrow that counts toward your closing funds, and it is protected by your contract contingencies.4 min read
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