Corie Adams
Lending Team
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Special Financing Solutions

Specialized Financing

Some borrowers have financial situations that don't fit neatly into traditional mortgage guidelines.

Whether you're a physician beginning your career or purchasing a luxury home that requires jumbo financing, we'll help you understand your options and build a mortgage strategy around your goals, not just your loan amount.

Programs

Two programs. Structured with intention.

For Physicians & Advanced-Degree Professionals

Physician Loans

A specialty program that treats your future like a real asset. Designed for MDs, DOs, dentists, veterinarians, and select advanced-degree professionals, often in residency, fellowship, or the first years of practice. Student loans are handled differently, signed employment contracts can count as income before day one, and down payments stay small without the usual mortgage insurance.

  • Up to 100% financing on many loan amounts, no PMI
  • Student loan debt calculated favorably (or excluded in some cases)
  • Close up to 90 days before your start date using a signed contract
  • Jumbo-size loan amounts available
Read: Physician Loans Explained

Financing Beyond Conventional Limits

Jumbo Loans

For buyers whose loan amount exceeds the conventional limit, typically homes priced above the local conforming cap. Larger loans require a more thoughtful structure. We shop our jumbo investors against each other to find the right combination of rate, down payment, and reserve requirements for your situation, not a one-size pricing sheet.

  • Down payments starting as low as 10% with no mortgage insurance
  • Interest-only and fixed options for cash-flow flexibility
  • Asset-based qualifying for retired or asset-rich buyers
  • Loan amounts well into the multi-million range
Read: Jumbo Loans Explained

Buying after retirement, or helping someone who is? Home Financing After 55 covers retirement income, eligible assets and the timing of a downsizing move. If the issue is specifically that substantial assets are not reflected in taxable monthly income, qualifying with assets rather than income explains how that review works.

Self-employed, on 1099 income, or writing off enough that your tax returns understate what you actually earn? Qualifying on business deposits instead of tax returns is often the cleaner path.

A conversation, not a sales pitch

Pull Up a Chair.

Not every mortgage fits into a standard box.

If you're wondering whether specialized financing is the right path, let's talk through your situation together.

We'll explain your options in plain English and help you build a strategy that's right for your next chapter.

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Pennsylvania Homeownership

Homes, neighborhoods, and the financing that makes them possible.

Guidance for buying, building, refinancing, and investing across Lancaster, Chester, and the communities in between.

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Corie Adams Lending Team

Corie Adams
Producing Branch Manager · NMLS #1875205
Network Funding, LP · NMLS ID #2297

Equal Housing Opportunity Lender

Disclaimers, assumptions, and state licenses

Corie Adams Lending Team is a branch of Network Funding, LP. Network Funding, LP, NMLS ID #2297, is an Equal Housing Opportunity Lender. Licensing and state disclosures are available through Disclosures & Licensing and NMLS Consumer Access (www.nmlsconsumeraccess.org). This website is not a commitment to lend. Rates, programs, payments, and qualification requirements are subject to change without notice and may vary based on individual circumstances.

© 2026 Corie Adams. All rights reserved. · Corie Adams Lending Team is a branch of Network Funding, LP. All rights reserved.

Payment examples shown on this site are illustrative only.