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H&S
Horst & Son Inc.
A quiet, longstanding custom builder with a Mennonite-craftsmanship reputation.
- Founded
- 1980s
- Headquarters
- Lancaster County, PA
- In business
- 40+ years
Overview
Who they are
Horst & Son is a smaller, family-run custom builder that has built quietly across Lancaster County for decades.
The firm is favored by buyers who want a traditional, craftsmanship-driven experience without high-profile marketing.
- Referral-driven, awards not the focus
Ideal buyer
Who this builder suits
Buyers who want a low-key, craftsmanship-driven custom builder with strong community roots.
- Floor plan range
- 3 to 5 · 2.5 to 4
- Square footage
- 2,400 to 4,500
- First-floor primary
- Available
Design philosophy
How the homes are made
Do the work quietly and do it right, referrals drive the business.
- Traditional
- Colonial, Cape Cod, farmhouse.
- Craftsman
- Wood-forward detailing.
- Design center
- Buyer's designer or referred partners.
- Structural changes
- Unlimited.
- Interior selections
- Custom cabinetry available.
- Exterior
- Custom.
- Overall flexibility
- Full custom.
Communities served
Where they build
- Countywide, scattered-lot, Lancaster County
Scattered-lot custom builder.
If you are still deciding where to land, the Lancaster County community guides cover the townships and boroughs these homes go up in, and local mortgage guidance for Lancaster explains how financing tends to work in this county.
Buying experience
What the process feels like
- Timeline
- 10 to 14 months.
- Contract
- Fixed-price with allowances or cost-plus.
- Deposits
- 10%.
- Selections
- During design phase.
- Communication
- Direct owner involvement.
- Walkthrough
- Multiple checkpoints.
- Warranty
- 1 / 2 / 10.
What they do well
- Owner involvement
- Craftsmanship focus
- Referral-based reputation
Financing considerations
How the money usually works here
- Construction financing
- Construction-to-permanent loan.
- Rate lock
- Rate-lock options depend on the home's completion timeline, the loan program, and current market conditions. We will review the available options once the buyer's expected closing date is confirmed.
- Lender credit
- Eligible borrowers may receive a lender credit from our branch. The available credit depends on the final loan amount, loan program, and transaction details. Contact Corie for a personalized financing review.
- Typical starting price
- $600,000
- Typical range
- $800,000 to $1.3M
- Upgrades
- Cost-plus or fixed with allowances.
If the builder owns the lot and delivers a finished home, read what happens between contract and keys. If the house goes up on land you own, start with how construction loans work in Pennsylvania.
Questions to ask
Bring these to the model home
- 01Can I visit a home currently under construction?
- 02Who are recent buyers I can speak with?
Common questions
About building with Horst & Son Inc.
- Are they at the Parade of Homes?
- Not typically, Horst & Son runs a referral-driven practice.
- How do I contact them?
- Typically by referral from a past client or your real estate agent.
- Do they build on my land?
- Yes, scattered-lot is their model.
- What's the price range?
- $800,000 to $1.3M typical, with higher estate work.
- How long does a build take?
- 10 to 14 months.
- What warranty?
- 1 / 2 / 10.
- What financing?
- Construction-to-permanent loan.
Related articles
Read these before you sign
- Production vs. custom buildersHow the two models differ in price, control, and timeline.
- Choosing the right builderHow to compare contracts, allowances, and change orders.
- Building costs explainedBase price, lot premium, upgrades, and the true all-in number.
- Construction loans explainedDraws, interest during construction, and the permanent conversion.
Related calculators
Run the numbers first
Related community guides
Where these homes are built
Next steps
Considering Horst & Son Inc.?
Bring the plan and the lot. We will walk the numbers, the incentive math, and the timeline before you sign anything.
Educational information only. Corie Adams and Network Funding, LP are not affiliated with Horst & Son Inc.. Builder pricing, communities, incentives, warranty terms, and timelines vary and are subject to change; confirm all details directly with the builder. This is not a commitment to lend. Corie Adams NMLS #1875205. Network Funding, LP NMLS #2297.