Corie Adams
Lending Team
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H&S

Horst & Son Inc.

A quiet, longstanding custom builder with a Mennonite-craftsmanship reputation.

Founded
1980s
Headquarters
Lancaster County, PA
In business
40+ years

Overview

Who they are

Horst & Son is a smaller, family-run custom builder that has built quietly across Lancaster County for decades.

The firm is favored by buyers who want a traditional, craftsmanship-driven experience without high-profile marketing.

  • Referral-driven, awards not the focus

Ideal buyer

Who this builder suits

Buyers who want a low-key, craftsmanship-driven custom builder with strong community roots.

customsemi custom
Floor plan range
3 to 5 · 2.5 to 4
Square footage
2,400 to 4,500
First-floor primary
Available

Design philosophy

How the homes are made

Do the work quietly and do it right, referrals drive the business.

Traditional
Colonial, Cape Cod, farmhouse.
Craftsman
Wood-forward detailing.
Design center
Buyer's designer or referred partners.
Structural changes
Unlimited.
Interior selections
Custom cabinetry available.
Exterior
Custom.
Overall flexibility
Full custom.

Communities served

Where they build

  • Countywide, scattered-lot, Lancaster County

Scattered-lot custom builder.

If you are still deciding where to land, the Lancaster County community guides cover the townships and boroughs these homes go up in, and local mortgage guidance for Lancaster explains how financing tends to work in this county.

Buying experience

What the process feels like

Timeline
10 to 14 months.
Contract
Fixed-price with allowances or cost-plus.
Deposits
10%.
Selections
During design phase.
Communication
Direct owner involvement.
Walkthrough
Multiple checkpoints.
Warranty
1 / 2 / 10.

What they do well

  • Owner involvement
  • Craftsmanship focus
  • Referral-based reputation

Financing considerations

How the money usually works here

Construction financing
Construction-to-permanent loan.
Rate lock
Rate-lock options depend on the home's completion timeline, the loan program, and current market conditions. We will review the available options once the buyer's expected closing date is confirmed.
Lender credit
Eligible borrowers may receive a lender credit from our branch. The available credit depends on the final loan amount, loan program, and transaction details. Contact Corie for a personalized financing review.
Typical starting price
$600,000
Typical range
$800,000 to $1.3M
Upgrades
Cost-plus or fixed with allowances.

If the builder owns the lot and delivers a finished home, read what happens between contract and keys. If the house goes up on land you own, start with how construction loans work in Pennsylvania.

Questions to ask

Bring these to the model home

  1. 01Can I visit a home currently under construction?
  2. 02Who are recent buyers I can speak with?

Common questions

About building with Horst & Son Inc.

Are they at the Parade of Homes?
Not typically, Horst & Son runs a referral-driven practice.
How do I contact them?
Typically by referral from a past client or your real estate agent.
Do they build on my land?
Yes, scattered-lot is their model.
What's the price range?
$800,000 to $1.3M typical, with higher estate work.
How long does a build take?
10 to 14 months.
What warranty?
1 / 2 / 10.
What financing?
Construction-to-permanent loan.

Next steps

Considering Horst & Son Inc.?

Bring the plan and the lot. We will walk the numbers, the incentive math, and the timeline before you sign anything.

Educational information only. Corie Adams and Network Funding, LP are not affiliated with Horst & Son Inc.. Builder pricing, communities, incentives, warranty terms, and timelines vary and are subject to change; confirm all details directly with the builder. This is not a commitment to lend. Corie Adams NMLS #1875205. Network Funding, LP NMLS #2297.

Pennsylvania Homeownership

Homes, neighborhoods, and the financing that makes them possible.

Guidance for buying, building, refinancing, and investing across Lancaster, Chester, and the communities in between.

Corie Adams Lending Team

Corie Adams
Producing Branch Manager · NMLS #1875205
Network Funding, LP · NMLS ID #2297

Equal Housing Opportunity Lender

Disclaimers, assumptions, and state licenses

Corie Adams Lending Team is a branch of Network Funding, LP. Network Funding, LP, NMLS ID #2297, is an Equal Housing Opportunity Lender. Licensing and state disclosures are available through Disclosures & Licensing and NMLS Consumer Access (www.nmlsconsumeraccess.org). This website is not a commitment to lend. Rates, programs, payments, and qualification requirements are subject to change without notice and may vary based on individual circumstances.

© 2026 Corie Adams. All rights reserved. · Corie Adams Lending Team is a branch of Network Funding, LP. All rights reserved.

Payment examples shown on this site are illustrative only.