Corie Adams
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What does moving actually cost beyond the mortgage?

The short answer

Plan for transfer taxes on the sale side, movers, utility setup, immediate repairs, and the furnishing gap in a larger home.

4 min read

The predictable items

These appear on nearly every move and are easy to underestimate.

  • Real estate transfer tax, which in Pennsylvania is commonly split between buyer and seller and varies by municipality.
  • Movers or truck rental, plus packing materials.
  • Utility deposits, transfers, and internet installation.
  • Locks, blinds, paint, and the first round of small repairs.

The quiet one

Moving into more space almost always creates a furnishing gap. It does not need to be filled in the first month. Living in the rooms for a season is a better way to decide what belongs in them.

Pennsylvania Homeownership

Homes, neighborhoods, and the financing that makes them possible.

Guidance for buying, building, refinancing, and investing across Lancaster, Chester, and the communities in between.

Corie Adams Lending Team

Corie Adams
Producing Branch Manager · NMLS #1875205
Network Funding, LP · NMLS ID #2297

Equal Housing Opportunity Lender

Disclaimers, assumptions, and state licenses

Corie Adams Lending Team is a branch of Network Funding, LP. Network Funding, LP, NMLS ID #2297, is an Equal Housing Opportunity Lender. Licensing and state disclosures are available through Disclosures & Licensing and NMLS Consumer Access (www.nmlsconsumeraccess.org). This website is not a commitment to lend. Rates, programs, payments, and qualification requirements are subject to change without notice and may vary based on individual circumstances.

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Payment examples shown on this site are illustrative only.